Strategic Debt Payoff: The Money Merge Account® A Paradigm Shift

Fair Isaac, one of the 3 credit reporting agencies in America, reports that the average American consumer has 13 creditors on their credit reports. Again, that is the average American. Where do you fit in this Fair Isaac report? I have read some remarkable articles and heard people make statements from one end of the spectrum to the other on how to get out of debt. I would have bought into some of those theories before I found out what I’m about to tell you. Feel free to just put your mortgage calculator back on your desk. It won’t be of any help to you. Before you prejudge this article let me say that you won’t have to refinance.
What are the biggest mistakes people make when trying to reduce or eliminate their debt as part of their strategic planning? There are so many theories on how to make it happen even in the financial services arena. Unfortunately, far too many of them are what I call “Brother-In-Law” theories. You know, my brother-in-law says we should pay off the credit card with the highest interest rate first or we should pay off the card with the lowest balance. We should send at least $100 a month extra with our mortgage payment each month to accelerate your mortgage payoff date. The advice is endless from relatives and friends most of them may be doing a little better than you financially. I can only assume that if they weren’t doing better you wouldn’t be listening to them.
Let me give you a fact that is indisputable. Computer math is different from human math. Let’s discuss for a moment the definition and value of Strategic Payoff. Of course you know that if you have 1 debt the number of ways you can pay that debt is only 1. If you have 2 creditors then you have 2 ways to pay those debts. Before this gets complicated I need you to understand the components of each debt. Some of those components are: Amount owed, length of debt, Interest Rate, calculation of payment and adjusting rates are a few of the considerations when determining a Strategic Payoff plan. That said; let’s go back to the number of ways there are to pay off debt. If you have 3 debts there are 6 ways to determine the order in which the debts will be paid off. Now let’s jump to 6 debts. There are 720 different ways to pay those 6 debts. Remember the average American has 13 creditors. There are 6,227,020,800 ways to get those 13 creditors paid off. No, that isn’t a typo. There are over 6 billion ways to pay off 13 creditors. Are you getting the concept that computer math is different than human math?
The number of ways to pay off creditors (debt) that you just read are factual numbers and are based on Factorial Math. To know that you are following the absolute best plan to pay off debt and arrive at zero point, debt free, financial freedom and total debt elimination, you need an analysis of your situation. Allow computer math to work for you. Stop listening to your relatives, your boss or any others. You know who they are. We all have them and sometimes more than our share. None of those wonderful folks make your mortgage payments or your car payments or any of your other payments. Do your own due diligence. Get educated and take control then, down the road, you can be the expert and tell them about your success utilizing strategic payoff strategies in your business planning. If you’re a business owner this should be part of your business strategy. It works for business debt as well as for personal debt.
The Money Merge Account system from United First Financial® is web based encrypted software powered by mathematical algorithms that incorporate Factorial Math. You simply tell the Money Merge Account software about your debt and your income. It will do the rest. It will tell you how much money to move, when to move it and where to move it to. The result is simply your personal real-time 24/7 plan for your fastest way to zero debt. Contact us to get your free analysis. Find out when you could be debt free. You will be using your checking and savings accounts and a credit card, all accounts you already have. We won’t be asking you for your  social security number or any bank account numbers. We will not be checking your credit.
Let me say again, there is no person utilizing “human math” that can match a computer analysis with regard to Strategic Payoff using Factorial Math. This is not about debt reduction. This is about debt elimination including your mortgage. It is absolutely the fastest way to Zero on the planet.
Bill Beavers
Independent Agent District Manager
United First Financial 836098
559-783-2547
billatimpaidoff.com

http://www.beaversbill.com

www.impaidoff.com
www.ANewCareerNow.com

1. 

   admin says:

   February 17, 2009 at 4:56 pm

   Thanks very much Jon. I appreciate you kind words. Strategic Payoff, in my opinion, is 2nd only to interest cancellation. Thanks again. Bill
2. 

   jon borchers says:

   February 17, 2009 at 12:11 pm

   very intelligently written article, nice work.